Required Minimum Distributions (RMDs) and what they mean
You've spent years saving for retirement, but you can't keep those funds in your account indefinitely. Generally, once you're 73* years old, you need to start pulling money out in…
How much should I save in an emergency fund?
Unexpected events can quickly disrupt your life and derail your financial plan. Without a safety net, these expenses may force you to tap into savings or increase credit card debt,…
What is a fixed indexed annuity?
Whether you are in or nearing retirement, you may be thinking about how your nest egg can help you achieve your financial goals in the years to come. You may…
9 steps to building a budget that works
No matter what your income is, building a budget is the first step to creating a workable spending plan. Seeing where your money is going every month can help you…
What are immediate annuities and how do they work?
If you and your financial professional are considering strategies for converting your retirement savings into a lifetime of reliable income payments, a single premium immediate annuity (SPIA) may be worth…
Commonly overlooked tax savings
Tax season is upon us, but before you file, take the time to help make sure you’re not paying more than you owe. If you’re among the Americans who typically…
6 fixed indexed annuity myths busted!
As you plan for retirement, you will likely come across many options for building your portfolio and providing income for the future. Among these retirement solutions, you may have heard…
Estate planning 101
Having a smart estate plan is essential for everyone—regardless of assets, age or income. Along with helping ensure your assets are distributed according to your wishes, estate planning can also…
Protecting your legacy
Many parents hope to leave a parting gift for their children after they’ve gone, but how can you be sure they will use their inheritance the way you intended? According…
5 important Social Security issues for women
Social Security can play an important role in overall retirement income. Unfortunately, many clients run the risk of oversimplifying Social Security and may not realize there are many strategies to…