Introducing Life Insurance for People with Diabetes
A good life insurance policy provides the income your family needs in the event of your untimely death or disability. But for those with diabetes, obtaining affordable diabetes life insurance without professional guidance can be challenging. Some insurance companies may deny your coverage simply because you have diabetes. Fortunately, the Basta Executive Financial Services and Employee Benefits works with multiple top rated companies so that we can help you find the coverage you need at the best possible rate.
Finding Quality, Affordable Diabetes Life Insurance
According to the Centers for Disease Control and Prevention (CDC), an estimated 23.6 million Americans are currently diagnosed with diabetes. As soon as a person is diagnosed with diabetes, life insurance policies in the U.S. frequently become too expensive or unattainable.
However, because of improved medical care and a better understanding of diabetes, more insurance carriers now offer life insurance that favors people with diabetes. We’re happy to tell you that diabetics can qualify for life insurance and get an affordable rate! Even if you have other health issues, you may be able to qualify for this important diabetes life insurance protection.
Help for People with Prediabetes
The Centers for Disease Control and Prevention (CDC) states that 57 million people have prediabetes, meaning they are at risk of developing diabetes. For prediabetics, it’s important to take advantage of the most valuable asset – time.
Take advantage of your current age and health to get the lowest possible rate on life insurance with the Basta Executive Financial Services and Employee Benefits.
Here’s How We Find the Best Rates for You
The Basta Executive Financial Services and Employee Benefits has a nationwide network of licensed agents who know that when it comes to people with diabetes, life insurance companies consider a person’s entire health history, but focus particularly on the blood-sugar levels, hemoglobin A1C count, the person’s age, and the client’s age. Height and weight are also important factors, in addition to how well the person is able to control their diabetes.
Living with diabetes doesn’t mean you have to live without adequate life insurance protection. As medical diagnosis and treatment methods for diabetes have improved, more carriers offer affordable life insurance for people with diabetes. Life insurance is important and should be provided for all people, even if they’re diabetic. Here is a brief list of benefits the Basta Executive Financial Services and Employee Benefits clients enjoy now that we’ve placed them with great diabetes life insurance companies.
Diabetes Life Insurance Provides:
- Ability to pay off outstanding debts in the event of your death
- Ability to provide continuing income to your family
- Optional coverage for children or grandchildren
- Ability to purchase additional insurance in the event of marriage, birth of a child and other life events
- Flexible premium payment options
- Living benefits to help you if you’re diagnosed with a terminal or critical illness
- Death benefits that can be distributed to loved ones as a lump sum or monthly payments
- A chance to earn interest on your premiums
Our team of highly skilled licensed insurance specialists will work with you to develop a plan that provides the coverage you need at a price you can afford. To learn more about these and other benefits of our Diabetic Life Insurance, please fill out the form below today and one of our licensed agents in your area will contact you. We look forward to hearing from you!
Note: Not all benefits are available in every state. Please ask your insurance specialist for more details.