What is Spouse Life Insurance?
Many people know that having life insurance to replace a family member’s income is important, however few people realize that a stay-at-home spouse needs life insurance as well. Spouse life insurance pays to replace your spouse’s income and/or the services that they provided during his or her life. If your spouse provides childcare, transportation, car care, cleaning, home improvement or other services, having this coverage will ensure that your family will still have access to those services.
The Basta Executive Financial Services and Employee Benefits offers a variety of products, ranging from coverage for temporary needs while the children are at home, to lifetime protection so your family can maintain their standard of living after your spouse is gone. These products can also provide living benefits – such as cash value – that are accessible while your spouse is still living. Many policies protect against a terminal illness by enabling death benefit access during the insured’s life if diagnosed with a terminal illness.
It’s important to have insurance for your spouse, but it is equally important for you to have coverage. This way, you will both be protected with life insurance.
Why is Spouse Life Insurance so important?
This coverage is essential because you and your family depend on your spouse emotionally and financially. Your family may be financially burdened if your spouse unexpectedly passes, whether your spouse is employed outside of the home or not. With funeral expenses, lost income and/or services at home, you won’t have much time to grieve for your loss before the bills start piling up.
With this coverage provided by the Basta Executive Financial Services and Employee Benefits, you can ensure that your family will be taken care of if something unexpected happens.
Take the first step to protecting your family with spouse life insurance today. Spouse life insurance is a great way to show how much you care, while ensuring that your family will always have what they need. Life is too precious to continue on without coverage.
You can learn more about spouse life insurance and get a free quote by filling out the form on this page or by calling our toll-free number. Our team of highly skilled life insurance specialists will work with you to develop a plan that fits your family’s budget and coverage needs.
You want to provide for your family in any situation, and spouse life insurance can help. Basta Executive Financial Services and Employee Benefits offers spouse life insurance plans that can be customized to ensure you and your family’s financial stability through all of life’s uncertainties.
Spouse Life Insurance Provides:
- Get up to $2 million in coverage
- Qualify for coverage without a medical exam
- Use your benefit early if your spouse is dealing with a terminal or critical illness
- Insure your children and yourself under the same plan for a single policy fee
- The death benefit can be a lump sum or monthly payments over a given period of time
- Get a refund of your premiums if the policy expires
- Add disability coverage that will help you pay the bills if your spouse becomes disabled
Our team of highly skilled spouse life insurance specialists will work with you to develop a plan that provides the coverage your family needs at a price you can afford. To learn more about these and other benefits of our spouse life insurance plans, please fill out the form below today and one of our licensed agents in your area will contact you. We look forward to hearing from you!
Note: Not all benefits are available in every state. Please ask your insurance specialist for more details.