The death of a loved one is not only difficult to cope with emotionally, but it can be a financial struggle as well. All too often, the financial hardship that follows can make the burden of a lost loved one seem unbearable. Term life insurance pays your family a cash benefit in the event of your death to alleviate the financial burden in an emotionally difficult situation. At Basta Executive Financial Services and Employee Benefits, we want what is best for you and your family so our life insurance specialists will do everything they can to make sure your family gets the affordable coverage they need.
Why is Term Life Insurance so important?
Term life insurance is most important during new life phases like starting a family, buying a home or getting married. This is because these events bring on entirely new financial responsibilities. At Basta Executive Financial Services and Employee Benefits, we offer a variety of life insurance options, including term life insurance options built to suit your coverage needs and your budget. Basta Executive Financial Services and Employee Benefits understands that new life phases mean new needs, new people, new budgets and new expenses.
Although no one likes to think about death, it’s important to consider what would happen if you died tomorrow. Could your family pay the bills? Could they afford funeral expenses? Without your support, how would they get by?
If you don’t have a solution to any of those problems, it’s time to consider term life insurance. We offer multiple policies, so you can find one that suits your needs and your budget. Signing up for term life insurance will give you peace of mind when it comes to questions like those – you will be able to confidently say that your family will be taken care of no matter what life throws at you.
If you’re going through or anticipating a major life change, check out the list below to find out how term life can help in your situation:
-
- Getting Married
– Once you’ve chosen to share your life with someone, you’ve also chosen to share the bills. If your spouse’s income is not sufficient to cover all monthly bills when you pass away, term life insurance can help. We can arrange your policy to cover credit card debt, student loans, car payments, your mortgage and other expenses. Newlyweds often have a great deal of debt, so you can use term life insurance to protect your spouse and household. Because we work with a variety of policies, we can match your needs and your budget to a plan that’s perfect for you and your spouse.
- Starting a Family
– Having kids can be very exciting, but children also bring an entirely different set of financial responsibilities. Term life insurance provided by Basta Executive Financial Services and Employee Benefits can be used to protect your children financially in the event of your death. Someone will need to pay for school expenses, food, clothing, and housing if you pass and your income is suddenly absent. Having this assurance for your loved ones could be vital to their future. In most cases, term life insurance is affordable and only requires a minimal monthly payment. We understand your budget and will work with you to provide quality coverage within that amount.
- Buying a Home
– Many families use term life insurance to cover the home for the length of the mortgage. For example, if you buy a $200,000 home on a 30-year mortgage, it is wise to purchase term life insurance to cover the home for 30 years. This protection will ensure that your family will be able to pay off the mortgage if you pass away.
- Getting Married
Although we don’t like to admit it, death is something we’ll all have to deal with. Your family has everything to lose by failing to plan for it, and everything to gain by being prepared. Term life insurance plans offered by National Agents Alliance protect your loved ones, allowing life to go on without the risk of extreme financial burden.
Term Life Insurance Provides:
- Get up to $2 million in coverage
- Ensure that funeral, burial, medical bills and other costs are covered
- Provides coverage of financial responsibilities for the insured, including their income for few years
- Affordable options that can be customized to your needs
- Insure your spouse, your children, and yourself in one plan
- Compared to whole life, term life insurance policies generally have a much higher death benefit
- Choose your term length, from 10 to 30 years (or somewhere in between)
- Earn interest on your premiums
- Receive a refund of all your premiums when the policy expires
Our team of highly skilled licensed insurance specialists will work with you to develop a plan that provides the coverage your family needs at a price you can afford. To learn more about these and other benefits of our term life insurance plans, please fill out the form below today and one of our licensed agents in your area will contact you. We look forward to hearing from you!
Note: Not all benefits are available in every state. Please ask your insurance specialist for more details.